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Business Advantage
Commercial Real Estate Loans
Buy, refinance or use your equity
Why use a commercial real estate loan?
Purchase the commercial propertyFootnote[1] your business needs or refinance to improve your cash flow.
Purchase the commercial propertyFootnote[1] your business needs or refinance to improve your cash flow.
Purchase the commercial propertyFootnote[1] your business needs or refinance to improve your cash flow.
Loan amount
Loan amount
from $25,000
Terms
Loan terms
up to 10 years
with balloon
payment
payment
up to 15 years
with full
amortization
amortization
Loan amount
Loan amount
from $25,000
Terms
Loan terms
up to 10 years
with balloon
payment
payment
up to 15 years
with full
amortization
amortization
Qualifications:
Minimum 2 years in business under existing ownership
Minimum $250,000 in annual revenue
Minimum $250,000 in annual revenue
Limited Time Offer:
Origination fee waiver
Applications submitted May 19th through September 30th, 2025 on secured term loans, including conventional, Small Business Administration (SBA) and Practice Solutions starting at $500,000. Exclusions ApplyFootnote[2]
Applications submitted May 19th through September 30th, 2025 on secured term loans, including conventional, Small Business Administration (SBA) and Practice Solutions starting at $500,000. Exclusions ApplyFootnote[2]
Special benefit for veterans:
Take advantage of a 25% discount on loan administration or origination fees.Footnote[3]
Offer valid for veterans of the U.S. Armed Forces on new credit facility applications submitted in Small Business.
Offer valid for veterans of the U.S. Armed Forces on new credit facility applications submitted in Small Business.
What to Expect
Apply
Complete an application in person or over the phone.
Grow your business
Work with a specialist to finalize your line or loan and get the financing you need.
Small Business Administration (SBA) financingFootnote[6]
Bank of America financing guaranteed by the SBA may be right for your business. SBA 504 (suitable for commercial real estate loans of $350,000 and above), SBA 7(a) and SBA Express programs generally provide you with lower down payments and longer financing terms.
So much more than a loan
Expert insights
Explore financing options and cash flow strategies on the Center for Business Empowerment.
Free business credit scores
View your business credit scoresFootnote[7] for free, powered by Dun and Bradstreet.
