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Bank of America
Flexible CD
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Confirm CD term and amount
To open this account, choose your CD term and amount in the Rates section then select Display rates.
Why choose a Flexible CD from Bank of America?
Early withdrawal penalty applies. See details below.
Automatic renewals
You'll get a maturity notice beforehand in case you'd rather redeem your CD.Footnote[1]
Guaranteed funds
With a minimum $1,000 deposit, you can earn a fixed rate for the length of your term. Deposits are insured by the FDIC up to $250,000 per depositor. Learn more about FDIC insurance
Flexible withdrawals
Full balance and interest can be withdrawn prior to maturity. A penalty of 7 days interest will be imposed for early withdrawals within the first 6 days of the account term (or within the first 6 days following any partial withdrawal during the initial or any renewal term). If your account has not earned enough interest to cover an early withdrawal penalty, we deduct any interest first and take the remainder of the penalty from your principal.
Rates
Rates , open
Flexible CDTerms available for Flexible CD:Flexible CD
Flexible CD
Before we open your Flexible CD, choose your term and opening deposit amount. There is a $250,000 maximum amount for opening online.
Terms available for Flexible CD:
Rates
Choose the desired term then the deposit amount to see rate options.| Amount | Interest Rate | APYAnnual Percentage Yield (APY)Footnote[2] |
|---|
Fees
Fees , open
Annual Fee
- $0
Transfer Fees
- $0
Withdrawal Penalty
- With a Flexible CD, we will waive the early withdrawal penalty except in connection with any withdrawals you request within the first 6 days of the account term (or the first 6 days following any partial withdrawal). See Deposit Agreement and Disclosures and Deposit Rate Sheet for more detail about the penalty calculation.
Fees
| Annual Fee | Transfer Fees | Withdrawal Penalty |
|---|---|---|
|
|
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Why bank with us?
Why bank with us? , open
Safety and security
For 9 years in a row, Bank of America was recognized as having the Best Overall Identity Safety in Banking by Javelin Strategy & Research, the nation's leading provider of financial institution research.Footnote[3]
A convenient mobile app Footnote[4]
Keep track of your balance and accrued interest on the go. Sign in safely and quickly with fingerprint sign-in or Touch ID.®Footnote[5]
A broad network of support
We're here for you anytime, almost anywhere with 24/7 online access and thousands of financial centers.
Rewarding relationships
Qualifying members can earn more rewards with their everyday banking. Learn more about Preferred Rewards.
Why bank with us?
Safety and security
For 9 years in a row, Bank of America was recognized as having the Best Overall Identity Safety in Banking by Javelin Strategy & Research, the nation's leading provider of financial institution research.Footnote[3]
A broad network of support
We're here for you anytime, almost anywhere with 24/7 online access and thousands of financial centers.
A convenient mobile app Footnote[4]
Keep track of your balance and accrued interest on the go. Sign in safely and quickly with fingerprint sign-in or Touch ID.®Footnote[5]
Rewarding relationships
Qualifying members can earn more rewards with their everyday banking. Learn more about Preferred Rewards.
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Contact us
- Schedule an appointment
- Schedule an appointment
- Call us
- Phone number: 844.375.7027
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